![]() Need an appraisal for an FHA-backed mortgage? Call Future Wave Real Estate Services, incFuture Wave Real Estate Services, inc is CA state certified and on the FHA Roster of approved residential appraisers. This means that we are certified and approved by the FHA to do appraisal reports for property loans underwritten by them. Part of the periodic training our staff at Future Wave Real Estate Services, inc completes deals precisely with comprehending the FHA's documentation and their rules and procedures. Be sure to contact Future Wave Real Estate Services, inc if you need an appraisal done for an FHA-secured loan. If your loan is FHA approved, that means that it has been guaranteed by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development (HUD). The lending company provides all the finances; the FHA simply secures the loan by providing mortgage insurance in case the borrower does not pay off his or her loan. Available to all homebuyers, FHA loan programs are designed to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are extremely beneficial to those consumers with less accumulated starting capital. |